Fort Valley State University  

Perkins Loans

Perkins Loan is a federal loan that is a need-based loan awarded to students who have exhausted all other means of financial aid. Repayment begins 9 months after graduation, upon withdrawal from the university, or when a student is no longer enrolled at least half-time. Interest accrues at 5% annual during repayment. The minimum monthly payment for a Perkins Loan is $40.00. Late fees are assessed on past due payments. Your loan balance and repayment history are reported monthly to National Credit Bureaus in accordance with federal regulations.

After a student is awarded a Perkins Loan, a master promissory note must be completed. To execute a Perkins master promissory note, go to A properly executed promissory note is required before the loan is disbursed. You will need your FAFSA pin number to complete your promissory note. If you have misplaced your FAFSA pin number, you can request it be re-sent to you via email or displayed in the view now option at

Upon graduation, withdrawal from the university, or when a student drops below half-time status, students are required to complete an exit interview. To complete an exit interview, go to You will need your FAFSA pin number to complete your exit interview. If you do not complete the exit interview, your university records will be flagged which would prevent you from receiving services from the university.

Repayment can be deferred if you are enrolled at least half-time at an eligible institution and for performance of certain services. To receive information regarding different types of deferments and cancellations, visit To make payments, monitor loans, or update profile, visit

If you need further assistance concerning your Perkins Loan, please call (478) 825-6302 or email

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